This a real confession I have heard the phrase saved by Grace  and  I totally  believe it . Without it I would surely go to Hell  . The Word says its unearned , undeserved favor but what is it really ? Religion tells me you must do some thing to be worthy of His Grace you must fast more you must repent and pray more to get it . I have spent except for the last few months  doing all those things . Then  the Holy Spirit spoke ever so clearly to my heart” It is Finished “Just take it .